Payment Processing

Debit & credit cards.

RapidCents is the ideal solution for all your payment needs, no matter your current level of experience. Our comprehensive range of payment solutions will help you get the most out of your payments, so you can trust that you’re in good hands.

Our pricing structure.

We understand the importance of transparency when it comes to pricing. That’s why we offer the lowest interchange rate for each transaction. 


Interchange Plus Pricing is the most cost-effective billing method in the industry. Your fees are tailored to the interchange rate, ensuring you receive the lowest rate for every transaction. This ensures you benefit from the most competitive pricing available.

Clear Pricing

Our business model is founded on honesty and transparency. You can always count on clear and competitive pricing.

Be Informed

Understand precisely what you’re paying for. Unlike fixed-fee credit card processors, we provide you with our margin and how various transaction types and cards affect the interchange fee.

Enjoy free PCI compliance.

When it comes to credit card processing, security should be a given. That’s why at RapidCents, we ensure that our platform is PCI compliant at no additional charge to you.

Our POS Systems

Looking for reliable and efficient debit/credit machines to streamline your payment process? We got you covered.

Get your business up and running.

Create a professional payment solution for your business in minutes with RapidCents. Our simple online approval process allows you to start accepting credit cards with no complicated paperwork or lengthy wait times.

Features you can’t miss.

RapidCents is loaded with features that just make sense. Explore the various tools we offer to grow your business.

Virtual Terminal

Billing & Invoicing

Fraud Prevention


All the tool you ever need.

Our customers love RapidCents.

Magda Subramanian

RapidCents has been a great asset for my online business. It was easy to set up and there are zero hidden fees.

Graça Dawn

I'm so glad I chose RapidCents to help me set up my online payment gateway. It's been a great experience and I haven't had any issues.

Filip Symphony

RapidCents is an excellent tool for any online business. It's user friendly and the setup process is quick and easy. The fees are also very reasonable, making it a great value for the money.

Aisultan Adila

I'm so glad I found RapidCents. It's a great way to streamline my online payments and makes it easy for my customers to make purchases. The customer service is also top notch.

Amita Oliver

I have been using RapidCents for my online business for a few months now and it has been great. The setup was simple and the costs are very reasonable. Highly recommend this service to anyone who needs an online payment gateway.

Angelina Karol

RapidCents is a great online payment gateway for my business. It was easy to set up and the cost is very affordable. I would definitely recommend this service to anyone who needs an online payment gateway.

Demetra Sela

I recently started an online business and needed a payment gateway. RapidCents was the perfect solution for me. It was easy to set up and the cost was very affordable.

Miyoko Neda

RapidCents helped me get my online business up and running quickly. The setup process was straightforward and the cost was very reasonable. I'm very satisfied with the service.

Sadi Diana

I was looking for an online payment gateway for my business and I found RapidCents. It was easy to set up and the cost was within my budget.


What is a payment processor?

A payment processor, such as RapidCents, is a service that facilitates secure and efficient financial transactions between a merchant and their customers. RapidCents acts as the intermediary between the merchant’s business and the customer’s credit card issuer. When a customer makes a purchase using a credit card, RapidCents securely captures the transaction details, verifies the card’s validity, and initiates the transfer of funds from the customer’s account to the merchant’s account. They handle the complex process of authorization, settlement, and reconciliation, ensuring that the transaction is smooth and the funds are transferred accurately. RapidCents’ payment processing service simplifies the payment experience for businesses, allowing them to accept credit card payments seamlessly.

What is a merchant card processor account?

A merchant card processor account, provided by RapidCents, is an account specifically designed for businesses to accept credit card payments. It acts as a hub where the funds from credit card transactions are temporarily held before being transferred to the merchant’s bank account. When a customer makes a purchase using a credit card, RapidCents processes the transaction, deducts any applicable fees, and securely holds the funds in the merchant’s account. These funds are then settled periodically, typically on a daily or weekly basis, and transferred to the merchant’s designated bank account. The merchant card processor account with RapidCents streamlines the payment process for businesses, ensuring timely and accurate fund transfers.

What is merchant fees?

Merchant fees, in the context of RapidCents, refer to the costs associated with utilizing our credit card processing services. These fees are typically charged on a per-transaction basis and are designed to cover the expenses incurred by RapidCents in processing and facilitating the secure transfer of funds. Merchant fees may vary depending on factors such as transaction volume, the type of credit card being used, and the specific pricing structure chosen by the merchant. RapidCents provides transparent pricing, ensuring that merchants are aware of the applicable fees before signing up. These fees are essential for RapidCents to maintain their infrastructure, security measures, customer support, and continuous service improvement.

What is the best credit card processing for small business?

RapidCents is one of the best credit card processing options for small businesses. With its user-friendly interface, transparent pricing, and robust security measures, RapidCents provides small businesses with a reliable and efficient payment processing solution. Our service offers seamless integration with various e-commerce platforms and business software, making it easy for small businesses to start accepting credit card payments online. We also offer in-person payment solutions, allowing small businesses to accept credit cards at their physical stores. With our quick setup process, dedicated customer support, and comprehensive reporting tools, we cater to the specific needs of small businesses, helping them streamline their payment processing and improve their overall operations.

What is merchant account fees?

Merchant account fees refer to the charges associated with maintaining a merchant account for credit card processing. These fees are typically incurred by businesses to cover the costs of processing credit card transactions. Merchant account fees may include various components, such as application fees, setup fees, monthly service fees, transaction fees (charged per transaction processed), and potentially other charges depending on the specific pricing structure. RapidCents aims to offer transparent pricing with no setup fees and 2.9% + 30 ¢ , ensuring that businesses have a clear understanding of the costs involved in using their credit card processing services. 

What is a credit card machine called?

A credit card machine, also known as a credit card terminal or card reader, is a device used by businesses to process credit card payments. RapidCents offers a range of modern and secure credit card machines to enable businesses to accept credit card payments conveniently.

What is credit card processing fee?

A credit card processing fee refers to the cost associated with using credit card processing service. It typically includes various components, such as interchange fees set by the card networks (Visa, Mastercard, etc.), assessment fees, and transaction fees. These fees cover the costs of processing credit card transactions, maintaining secure payment infrastructure, and providing customer support. With RapidCents you can rest assured that you are getting the best rate for credit card processing at just 2.9% + 30¢ and no setup fee.

What is a credit card gateway?

A credit card gateway is a technology platform that enables businesses to securely transmit credit card payment information between their website or point-of-sale system and the payment processor. RapidCents’ credit card gateway acts as a bridge, encrypting and transmitting sensitive payment data from the customer’s device to the payment processor for authorization and processing. It ensures that the transaction is secure by using advanced encryption and security protocols. The credit card gateway provided by RapidCents simplifies the integration process for businesses, allowing them to seamlessly accept credit card payments online or in-person while maintaining the highest level of data security.

What is the standard credit card processing fee?

The standard credit card processing fee refers to the percentage of each transaction that a payment processor like RapidCents charges as a fee for their services. We offer transparent pricing plans with competitive rates tailored to the needs of businesses. We charge no setup fee and our credit card processing rate is just 2.9% + 30¢ and no setup fee.

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