ACH Payment Processing for Businesses
RapidCents provides your business with an array of payment options, including ACH payments directly from your customers’ bank accounts. Accepting ACH payments is a great way to reduce credit card fees, improve cash flow and ensure revenue predictability.


accept ACH payments.
RapidCents merchants can effortlessly accept ACH payments without any additional signups or paperwork. Our merchant platform is pre-equipped with an integrated ACH payment system, making it easier than ever to receive payments online.
Create and send professional invoices
Send your customers professional invoices quickly and securely with our online system. They can conveniently pay via ACH with no complicated setup required – just enter their bank account information and they’re good to go!
Easily accept ACH payments
Easily accept ACH payments on your computer with the secure storage of customer bank account details in your customer card vault. All data is automatically encrypted for added protection.
Recurring payment plans via ACH
RapidCents provides you with the tools to streamline your client billing and establish custom recurring payment plans via ACH. Payments are automatically processed on the designated date, with customers receiving notifications in advance
ACH payments with email or SMS reminders
Say goodbye to forgotten unpaid invoices. Take control of client ACH payments with email or SMS notifications. Make sure your clients are kept up-to-date and reminded to make quick payments by reaching them on their phone.
More affordable ACH payments
RapidCents makes ACH payments cost-effective for your small business, with no monthly fees and low processing rates. By accepting bank transfers, you can reduce your digital payment acceptance costs compared to credit card payments. Plus, RapidCents eliminates typical ACH provider fees such as batch fees and high NSF reject fees, so you can save even more.


Goodbye to the hassle of multiple providers
Our merchant platform makes it easy to manage all of your payment methods – from credit and debit cards to bank transfers and other payment tenders – in one efficient, unified system.
Unlock The Way to Getting Paid
A payment processor should help you save time and make more money, not chip away at it. Choose our payment solutions that help you save more across multiple payment methods all from one platform.
Use any device to accept credit card payments online without any hardware.
Set up customized subscription plans and process payments at the due date.
Winning businesses and hearts
Testimonials
We have been rated as one of the best online payment solutions brands.
FAQs
ACH bank transfer, with RapidCents, refers to the process of electronically transferring funds between bank accounts using the Automated Clearing House (ACH) network. It enables individuals and businesses to send and receive payments directly from one bank account to another. RapidCents facilitates ACH bank transfers by providing a secure platform that handles the transaction process. Customers authorize the transfer, and RapidCents ensures the smooth movement of funds, securely and efficiently. ACH bank transfers offer benefits such as cost-effectiveness, recurring payment capabilities, and broader accessibility for customers who prefer or are unable to use traditional credit card payments. RapidCents simplifies ACH bank transfers, allowing businesses to efficiently manage their payment processing needs.
RapidCents streamlines ACH payment processing, providing businesses with faster transactions, reduced processing costs, and improved cash flow. Our user-friendly interface makes managing ACH payments simple and effective.
For an ACH transfer with RapidCents, you typically need the following information:
- Bank Account Details: You will need the customer’s bank account number and routing number to initiate the ACH transfer. This information ensures that the funds are accurately debited from the customer’s account and deposited into the merchant’s account.
- Authorization: The customer must provide explicit authorization for the ACH transfer to take place. RapidCents ensures that proper authorization is obtained before processing any ACH transactions.
- Verification: RapidCents may require additional verification steps to ensure the accuracy and security of the ACH transfer. This can include verifying the customer’s identity or confirming the ownership of the bank account being used for the transfer.
By providing the necessary bank account details, obtaining proper authorization, and conducting verification procedures, RapidCents ensures a smooth and secure ACH transfer process for both merchants and customers.
Absolutely! RapidCents offers customizable ACH payment processing solutions. Tailor your experience by integrating with existing systems, setting up recurring ACH payments, and enjoying features designed to meet the unique needs of your business.
Yes, RapidCents offers a user-friendly online portal where merchants can track ACH payments, view detailed transaction reports, and access other relevant financial data to monitor and manage their payment activities. Sign Up today to get access to your dashboard.
Yes, RapidCents offers integration options with popular accounting and invoicing software, allowing for seamless synchronization of payment data and streamlining financial management processes.
RapidCents’ ACH payment processing fees are transparent and competitive. Our pricing structure includes fees for transaction processing and any additional services your business may require. Contact us for a detailed breakdown of our ACH processing fees.
ACH payment processing offers several benefits, including lower transaction fees compared to credit cards, reduced risk of chargebacks, recurring payment capabilities, and the ability to reach customers without credit cards or those who prefer bank transfers.
Yes, RapidCents prioritizes security in ACH payment processing. We employ robust encryption and data protection measures to ensure the safety and confidentiality of sensitive banking information.
RapidCents ensures rapid ACH transaction processing. While specific processing times may vary, businesses typically experience quicker fund transfers compared to traditional payment methods. Receive funds efficiently with RapidCents.