RapidCents Virtual Terminal
Transform Your Computer Into a Virtual Terminal
A secure, convenient way for businesses to accept credit card payments online.
- No additional hardware needed
- Process payments quickly and easily
- Use any device with an internet connection

What is a Virtual Terminal?
A virtual terminal lets you complete transactions using your laptop without any hardware. It allows you to bill your customers remotely, over the phone or online.
No need to manually enter card details
Process transactions remotely
Accept payments without a POS terminal
With RapidCents Virtual Terminal, you can process transactions over the phone or by accessing your customers’ stored payment details. Plus, you can process payments online with your computer, fast and securely.
Get Started with the Virtual Terminal
Enjoy the convenience of accepting payments quickly and securely in 4 easy steps.
01.
Select stored customer info or enter card details manually
02.
Enter the transaction amount
03.
Choose the preferred payment method: Credit Card or ACH Payment
04.
Process the payment and send a receipt
Maximize Efficiency with Virtual Terminals
The RapidCents Virtual Terminal allows you to quickly and conveniently access stored customers and clients, enabling you to securely process payments remotely from your computer.

Experience the convenience of accessing it from any internet-enabled device.
It is an invaluable resource that guarantees uninterrupted sales operations.
Effortlessly process credit cards and bank transfers remotely with a few clicks.
Securely attach customer and invoice details to your payments.
Enjoy Savings with RapidCents ACH Payments
From the RapidCents Virtual Terminal, you can securely and conveniently accept direct bank transfers from vendors, clients, and other businesses. This payment method offers lower processing fees than credit cards, allowing you to maximize your profits. Transferring funds directly between bank accounts is fast and easy, so you can start receiving payments quickly and easily.
- Lowest Per Transaction Fees
- Lowest Processing Rates
- No Setup Charges
Security You Can Count On with Every Transaction
We safeguard your transactions and protect your card information from potential legal exposure and data breaches with advanced security measures such as data encryption and tokenization. Rest assured that your information is secure with us.
Free PCI Compliance
Secure your data with PCI Data Security Standards, free of charge for encryption, tokenization, and key management.
Built-in secure credit card
vault
Securely safeguard your customers’ credit card information in our state-of-the-art vault.
Advanced Fraud Protection
Protect your business from costly fraudulent transactions with RapidCents Fraud Defender.
Integrate Seamlessly for Smarter Payments
Our virtual terminal connects with your existing software, so you don’t have to change how you work, just enhance it.
Accounting Software
Stay updated on your finances with accurate, real-time reporting of your customer transactions.
CRM Software
Connect your customers’ payments to their profiles for better insights and analysis.
e-Commerce Platforms
Manage your inventory and sales better by syncing your payments to your online store.
Unlock More Ways to Get Paid
Need other features and payment options along with virtual terminals for your business?
RapidCents helps you set up all your payment methods and track every transaction on our platform.
Set up customized subscription plans and process payments at the due date.
Winning businesses and hearts
Testimonials
We have been rated as one of the best online payment solutions brands.
Reach out to us anytime. We’re here to listen and truly care about you and your business.
Get your queries answered
FAQs
A virtual terminal allows you to accept payments through mail, phone, or online using your computer on any device with an internet connection.
With the RapidCents virtual terminal, businesses can log in to their account and manually enter customer payment details or choose from the saved customer information to process transactions. The system securely processes the payment and initiates the transfer of funds from the customer’s account to the business’s designated bank account.
To get started with RapidCents Virtual Terminal, you need to sign up for an account on the RapidCents website. Once your account is set up, you can log in and start accepting payments through the Virtual Terminal interface. If you have any questions or need assistance, our support team is available to help you along the way.
No, RapidCents Virtual Terminal is a web-based platform, and there is no need to install any software. You can access it using any modern web browser on your computer or mobile device.
- With RapidCents Virtual Terminal, open up a merchant account.
- Log in to the business account
- Manually enter customer payment details or choose from saved information
- Enter payment details and process payment
The system securely processes the payment and initiates the transfer of funds from the customer’s account to the business’s designated bank account.
You can accept payments from VISA, Mastercard, American Express, VISA Debit Mastercard Debit. Additionally, you can also process debit card payments with our POS terminals.
- The RapidCents virtual terminal allows you to accept payment from anywhere without any hardware, as long as you have a device with an internet connection.
- Set up recurring billing or subscriptions
- Generate transaction reports, view transaction history, and export data
- Integrate with accounting software, CRM systems, and e-commerce platforms
- Process payments in USD and CAD, and cater to customers in various regions
RapidCents virtual terminal employs industry-standard security measures to ensure the protection of sensitive customer data. The platform uses encryption and tokenization technologies to safeguard payment information and prevent unauthorized access.