Payment Processing

Save More with Interchange Plus

At RapidCents, we are proud to provide a revolutionary pricing model that allows us to offer competitive processing rates for credit and debit card transactions.

What is Interchange Plus?

Interchange Plus pricing provides you with the most competitive interchange rate available for each transaction. RapidCents passes on the exact cost of each transaction, and adds a set margin to cover our services. This ensures you get the best value for your money.

insight into interchange fees.

The interchange rate is the cost of processing a transaction and is paid to the customer’s bank. This fee is determined by the type of card used and the method of processing.

Premium rewards and points cards typically incur higher interchange fees. Please note that RapidCents does not receive this fee.

What are the Individual Interchanges fees?

We have the lowest


Compared to other popular pricing models, Interchange Plus helps us keep our margins low while helping you save more on your transactions.

Pricing that is perfect.

Like proud parents, we will watch and support you as your business grows. We will decrease our margin as you start processing more.

Our customers love RapidCents.

Magda Subramanian

RapidCents has been a great asset for my online business. It was easy to set up and there are zero hidden fees.

Graça Dawn

I'm so glad I chose RapidCents to help me set up my online payment gateway. It's been a great experience and I haven't had any issues.

Filip Symphony

RapidCents is an excellent tool for any online business. It's user friendly and the setup process is quick and easy. The fees are also very reasonable, making it a great value for the money.

Aisultan Adila

I'm so glad I found RapidCents. It's a great way to streamline my online payments and makes it easy for my customers to make purchases. The customer service is also top notch.

Amita Oliver

I have been using RapidCents for my online business for a few months now and it has been great. The setup was simple and the costs are very reasonable. Highly recommend this service to anyone who needs an online payment gateway.

Angelina Karol

RapidCents is a great online payment gateway for my business. It was easy to set up and the cost is very affordable. I would definitely recommend this service to anyone who needs an online payment gateway.

Demetra Sela

I recently started an online business and needed a payment gateway. RapidCents was the perfect solution for me. It was easy to set up and the cost was very affordable.

Miyoko Neda

RapidCents helped me get my online business up and running quickly. The setup process was straightforward and the cost was very reasonable. I'm very satisfied with the service.

Sadi Diana

I was looking for an online payment gateway for my business and I found RapidCents. It was easy to set up and the cost was within my budget.


What is interchange plus pricing?

Interchange plus pricing is a transparent pricing model used in credit card processing. It involves two components: interchange fees set by card networks and a fixed markup charged by the payment processor.

How does interchange plus rates benefit merchants?

Interchange plus pricing offers merchants greater transparency and cost control. It allows them to see the exact interchange fees and understand the markup charged by the payment processor, leading to potentially lower overall costs. With more and more transactions the merchant’s transaction fee will be lowered.

How do I know if interchange plus credit card processing is right for my business?

Interchange plus pricing is generally beneficial for businesses that process a high volume of credit card transactions. If you value transparency and want to have more control over your payment processing costs, it may be a suitable option.

Can interchange plus pricing merchant services help me save money on credit card processing?

Yes, interchange plus pricing can help you save money. By understanding the interchange fees and negotiating a fair markup with the payment processor, you can potentially lower your overall processing costs.

Are there any hidden fees with interchange plus pricing?

 With interchange plus pricing, the fees are transparent, which means there will be no hidden fees.

How can I determine the exact interchange plus fees?

Interchange plus fee is a combination of interchange fee which are usually setup by the credit card providers (VISA, Mastercard etc.) and the plus is a markup by the payment processor for the transaction. At RapidCents we have a transparent transaction fee of only 2.9% + 30¢. The more transaction you process with us the lesser the transaction fee will be.

Can I switch to an interchange plus pricing model if I'm already using a different pricing model?

Yes, you can switch to interchange plus pricing when you make RapidCents as your payment processor. Sign Up and Make the switch today.

Are there any specific industries or businesses that benefit the most from interchange plus pricing credit card processing?

 Interchange plus pricing can benefit various industries, particularly those with high average transaction sizes, businesses with a high volume of credit card transactions, or businesses that experience frequent changes in card types.

Does RapidCents offer interchange plus merchant services?

Yes we do. Read more about our pricing here.

Can I negotiate the markup charged by RapidCents under interchange plus pricing?

RapidCents provides the best possible pricing for our merchants. The more transactions our merchants does with RapidCents, the lesser our markup will be.

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