Save More with Interchange Plus
At RapidCents, we are proud to provide a revolutionary pricing model that allows us to offer competitive processing rates for credit and debit card transactions.
What is Interchange Plus?
Interchange Plus pricing provides you with the most competitive interchange rate available for each transaction. RapidCents passes on the exact cost of each transaction, and adds a set margin to cover our services. This ensures you get the best value for your money.
We have the lowest margin
Compared to other popular pricing models, Interchange Plus helps us keep our margins low while helping you save more on your transactions.

insight into interchange fees
The interchange rate is the cost of processing a transaction and is paid to the customer’s bank. This fee is determined by the type of card used and the method of processing.
Premium rewards and points cards typically incur higher interchange fees. Please note that RapidCents does not receive this fee.

What are the Individual Interchanges fees in Canada?
- Visa interchange rates
- Mastercard interchange rates
- American Express Opt-blue wholesale discount rates
- Discover interchange rates
- PIN Debit network rates

Pricing that is perfect
Choose pricing that lets youmanage all your terminals and customers from one platform while protecting you from fraud.
What’s more! As you start processing more, we decrease our margin to make your business more profitable.
What Our Customers Say
FAQs
Interchange plus pricing is a transparent pricing model used in credit card processing. It involves two components: interchange fees set by card networks and a fixed markup charged by the payment processor.
Interchange plus pricing offers merchants greater transparency and cost control. It allows them to see the exact interchange fees and understand the markup charged by the payment processor, leading to potentially lower overall costs. With more and more transactions the merchant’s transaction fee will be lowered.
Interchange plus pricing is generally beneficial for businesses that process a high volume of credit card transactions. If you value transparency and want to have more control over your payment processing costs, it may be a suitable option.
Yes, interchange plus pricing can help you save money. By understanding the interchange fees and negotiating a fair markup with the payment processor, you can potentially lower your overall processing costs.
With interchange plus pricing, the fees are transparent, which means there will be no hidden fees.
Interchange plus fee is a combination of interchange fee which are usually setup by the credit card providers (VISA, Mastercard etc.) and the plus is a markup by the payment processor for the transaction. At RapidCents we have a transparent transaction fee of only 2.9% + 30¢. The more transaction you process with us the lesser the transaction fee will be.
Yes, you can switch to interchange plus pricing when you make RapidCents as your payment processor. Sign Up and Make the switch today.
Interchange plus pricing can benefit various industries, particularly those with high average transaction sizes, businesses with a high volume of credit card transactions, or businesses that experience frequent changes in card types.
Yes we do. Read more about our pricing here.
RapidCents provides the best possible pricing for our merchants. The more transactions our merchants does with RapidCents, the lesser our markup will be.