Replace stored card numbers with tokens your systems can safely hold

Who it's for

• Subscription businesses

  Charge the same customer repeatedly without storing cards.

• Software platforms

  Keep customer payment methods without holding card data.

• Multi-channel merchants

  Reuse a saved method online and in person.

Core capabilities

• Token creation

  Exchange a card entered at checkout, terminal or virtual terminal for a token.

• Reuse across channels

  Charge the same token online, in person or through the API.

• Scope reduction

  Your systems store the token, not the card number.

• Lifecycle management

  Update, replace or delete tokens as customer records change.

• Works with recurring billing

  Subscriptions and installments charge against the stored token.

How it works

Integrations

• Merchant dashboard

  Every transaction, deposit and exception lands in one dashboard.

• APIs and webhooks

  Connect the product to your own software with REST APIs and signed webhooks.

• Partner connectors

  Certified connectors for common POS, ERP and commerce platforms.

Security

• PCI DSS Level 1

  Processing runs on PCI DSS Level 1 audited infrastructure.

• Tokenization

  Card data is replaced with tokens, keeping raw credentials out of your systems.

• Role-based access

  Permissions and audit trails control who can see and do what.

Implementation

• Discovery

  A payment specialist reviews how your business gets paid today.

• Configuration

  Accounts, users and settings are prepared before you go live.

• Testing

  Run test transactions and confirm reporting before cutover.

• Launch and support

  Go live with training materials and post-launch support.

Pricing

• Transparent pricing

  Pricing depends on volume, card mix and configuration. Fee Check compares your current statement before you commit to anything.

For businesses in the USA

A direct answer for a business in the USA: the workflow, the limit, and what to confirm next.

• The payment workflow

  Follow a US checkout capturing a credential through an approved flow, receiving a token and associating it with a customer for an authorized later use. In practice, the actual token lifecycle and supported channels. Keep token creation/use distinct from the Secure Card Vault page’s operational storage and access controls. Confirm eligibility, presentment currency, settlement currency and the enabled payment methods on the USA merchant account before quoting them. An illustrative amount is an example, not a fee or a funding promise. Payment Tokenization does not, by itself, prove delivery or win a dispute.

• The problem and the limit

  Diagram where raw credentials and token references reside and which systems can access each. Clarify scope, revocation and migration limitations. The workflow should require security approval for claims that tokens are unusable elsewhere, work across every channel or eliminate PCI obligations; those statements depend on the implementation. Confirm eligibility, presentment currency, settlement currency and the enabled payment methods on the USA merchant account before quoting them. An illustrative amount is an example, not a fee or a funding promise. Payment Tokenization does not, by itself, prove delivery or win a dispute.

• What to confirm

  Before you rely on this, confirm tokenization availability for US accounts, supported entry paths and types of subsequent transactions. In practice, merchant-account boundaries, portability, currency/channel restrictions and fees. Obtain a validated cross-channel example before claiming a terminal-created token can be charged online or through any API. Confirm eligibility, presentment currency, settlement currency and the enabled payment methods on the USA merchant account before quoting them. An illustrative amount is an example, not a fee or a funding promise. Payment Tokenization does not, by itself, prove delivery or win a dispute.