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Chargeback Protection + Fee Optimization

See how it works: high-volume merchants get automated dispute evidence, interchange optimization, and real-time savings visibility.

See how it works

Wireless acceptance anywhere

Mobile terminals for tableside, curbside and field payments

A mobile terminal is a wireless payment device staff carry away from the counter. RapidCents mobile terminals connect over LTE or Wi-Fi, so servers close bills at the table and technicians collect on site. Tips are chosen on screen, receipts go by email or SMS, and cellular plans may apply. For businesses in Canada, confirm devices and methods.

  • LTE and Wi-Fi for field and tableside use
  • All-day battery with fast recharge
  • Tip on screen before customer PIN or tap
Handheld RapidCents mobile terminal held at a counter, with the merchant dashboard open on a laptop.
A staff member takes a card payment on a RapidCents handheld terminal, with the same sale appearing on the dashboard.
  • Automatic cellular continuity
  • SOC 2 Type II
  • Drop-resistant designs
  • Shared tipping pools supported
  • Same-day device swap program

Who it's for

  • Full-service restaurants

    Servers close checks at the table without a central terminal queue.

  • Field service teams

    Technicians collect payment before leaving the job site.

  • Pop-up and event vendors

    Accept cards anywhere with cellular connectivity.

Core capabilities

  • Automatic cellular continuity

    When Wi-Fi is not the path, a Rivo terminal with an active SIM moves the authorization onto cellular on its own. Staff do not change a setting, and the customer does not wait. The sale continues on the SIM.

  • Tip on screen

    Guests select tip percentage before completing tap or chip.

  • Email and SMS receipts

    Send digital receipts without a countertop printer.

  • Split payment support

    Divide checks across multiple cards on supported flows.

  • Staff assignment

    Attribute transactions to server or technician for reporting.

  • On-terminal health check

    The terminal reviews its own path: whether Wi-Fi is carrying traffic, whether an active SIM should take the authorization, whether the connection responds, and whether a restart will keep the terminal responsive. In most situations it completes that adjustment itself, confirms the path and returns to the sale.

  • Refund controls on the device

    Refund fraud is a refund that was never a genuine sale. Every RapidCents terminal applies controls that stand between that refund and the merchant account, so a refund has to be genuine before it leaves the device.

  • Location lock

    When the merchant turns it on, the terminal authorizes only inside a set radius of the business. Outside that radius it locks, including when the terminal is taken from the premises, so it stops taking payments.

  • Multi-carrier SIM

    The SIM is not a Bell card, a Rogers card or a Telus card. It is a universal SIM that attaches to the strongest signal available, whichever carrier that is. Five terminals in one business can each sit on a different network at the same time, one on Bell, one on Rogers and one on Telus.

How it works

  1. Identify mobile payment scenarios, table, curbside or field.

  2. Select LTE-capable device with appropriate battery profile.

  3. Activate on merchant account and assign to locations.

  4. Staff run test transaction on cellular network.

  5. Review server or technician reports in dashboard.

Mobile payment scenarios

  • Pay-at-table dining

    Server presents check total; guest taps card and selects tip.

  • Curbside delivery handoff

    Staff meets customer at car with pre-entered order total.

  • On-site service completion

    Technician processes final invoice before packing up tools.

  • Farmers market booth

    Vendor runs sales on LTE without venue infrastructure.

Dashboard and reporting

Transactions, deposits and exceptions visible in the RapidCents merchant dashboard.

Watch how it works…Try it, edit values and click buttons

Merchant dashboard

Today
$4,218
Deposits
$12,482
Disputes
2 open
In-person
$842
Online
$1,104
Virtual terminal
$392

Demonstration data only

Integrations

  • TouchBistro tableside

    Check totals sync from POS to mobile terminal.

  • Standalone amount entry

    Enter job total manually for non-integrated field work.

  • Tip pool exports

    Export tip data for payroll reconciliation.

Security

  • Device PIN lock

    Require staff PIN to open payment app.

  • Location lock

    When the merchant turns it on, the terminal authorizes only inside a set radius of the business. Outside that radius it locks, including when the terminal is taken from the premises, so it stops taking payments.

  • Remote wipe

    Disable device immediately if lost.

Implementation

  • Coverage check

    Verify LTE signal strength at primary use locations.

  • Charging plan

    Docking stations or shared chargers for multi-device teams.

  • Role training

    Tip, void and receipt flows for mobile context.

  • Pilot shift

    Run one service period before full rollout.

Pricing

  • Mobile device programs

    LTE-enabled terminals may include monthly connectivity fees. Device and processing priced separately.

Cards, currencies and settlement in Canada

What a RapidCents account in Canada accepts, the currencies it settles in, and when the money arrives.

  • Cards and methods accepted

    Visa, Mastercard, American Express, Discover, UnionPay and Diners Club cards from any country, plus Interac Debit, Apple Pay, Google Pay and EFT/PAD bank payments, on one merchant account.

  • 137+ currencies, settled in CAD or USD

    Process in CAD, USD, EUR and 137+ currencies, and deposit payouts directly into your Canadian CAD bank account or your Canadian USD bank account, so USD sales are not converted twice.

  • Next-business-day funding and reconciliation

    Batches close nightly and deposits arrive the next business day, based on cut-off times and eligibility, with deposit-level reporting in one RapidCents dashboard.

Questions about Mobile Terminals

How long does the battery last?

Most shifts cover a full service day. Charge overnight or between events.

Does LTE cost extra?

Cellular data plans may apply depending on device program.

Can mobile terminals print receipts?

Many models support optional Bluetooth printers or digital receipts.

What happens when Wi-Fi is not the path?

With an active SIM, the terminal moves the sale onto cellular by itself. Staff do not switch networks. The health check confirms that path and can restart the terminal when that is what keeps it responsive. If there is no Wi-Fi and no cellular path at all, store-and-forward still depends on the device and its configuration, and your advisor confirms what applies to your account.

Do mobile terminals need Wi-Fi, or is cellular enough?

Either path works. With an active SIM, the terminal moves the sale onto cellular on its own when Wi-Fi is not the path, and it stays on Wi-Fi when that is the path. Staff do not switch networks. The same terminal can move between a dining room and a patio.

How do receipts work without a printer?

The customer chooses email or SMS on the device and the receipt sends immediately after approval. Many models also pair with an optional Bluetooth printer if a paper copy is expected, which some field and trade customers still want alongside the invoice.

Can I see which server or technician took each payment?

Yes. Each transaction is attributed to the staff member assigned on the device, which is what tip reporting and end-of-shift accountability rely on. Tip data exports for payroll reconciliation, and shared tipping pools are supported.

Should my business choose a mobile terminal or Tap to Pay?

Choose the mobile terminal when chip insert and PIN entry for Interac debit matter, and Tap to Pay when a phone you already own is enough. The terminal reads chip cards and prints or sends receipts, while Tap to Pay is contactless only.

What stops a lost or borrowed terminal from taking payments?

A staff PIN lock keeps the payment app closed to whoever picks the device up, and a lost terminal can be disabled remotely. With location lock turned on, the terminal also stops authorizing outside a set radius of the business.

Take the next step

Talk to a RapidCents specialist

RapidCents Fee Check reads a processing statement and shows interchange separately from the markup. Upload a statement for an instant breakdown, or open a merchant account and start accepting payments on one account.

  • No obligation
  • Canadian payment specialists
  • Secure statement upload