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NewChargeback Protection + Fee Intelligence for high-volume merchants. Get a savings analysis and a review of your dispute handling.See how it works
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Chargeback Protection + Fee Optimization

See how it works: high-volume merchants get automated dispute evidence, interchange optimization, and real-time savings visibility.

See how it works
Fee Check

Payment products for businesses in Canada

RapidCents products are the in-person, online, mobile and integrated payment tools on one merchant account. Terminals, Tap to Pay, the payment gateway, hosted checkout, payment links and the merchant dashboard share pricing, settlement and support, so adding a channel does not mean a second processor. For businesses in Canada, confirm Interac, card brands and currency on your account.

  • PCI DSS Level 1
  • Interac · Visa · Mastercard · Amex
  • Interchange-plus available
  • Canadian support

Accept payments

RapidCents in-person and online acceptance products — terminals, Tap to Pay, hosted checkout, payment links, invoicing and recurring billing — run on one merchant account, so a counter sale and a payment link settle together.

Manage payments

RapidCents management products put settlements, disputes, reporting, multi-location views and Centa in one dashboard instead of a portal per channel.

Connect and build

RapidCents integration products connect POS, gateways, embedded and platform payments to the same acquiring account developers and merchants already use.

RapidCents terminals

Rivo Go, Rivo Touch and Rivo Link are RapidCents terminals on the same rates, dashboard and next-day deposits; the choice is form factor, not a different processor.

Unified merchant dashboard

See in-person, online and keyed transactions, deposits and disputes in one view, not three separate portals.

Watch how it works…Try it, edit values and click buttons

Merchant dashboard

Today
$4,218
Deposits
$12,482
Disputes
2 open
In-person
$842
Online
$1,104
Virtual terminal
$392

Demonstration data only

Find the right products

Choose the RapidCents product by how you get paid: at the counter, online, by phone, or inside existing software. Each path lands on the same merchant account.

Take the next step

Talk to a RapidCents specialist

RapidCents Fee Check reads a processing statement and shows interchange separately from the markup. Upload a statement for an instant breakdown, or open a merchant account and start accepting payments on one account.

Check My Processing CostsGet Started
  • No obligation
  • Canadian payment specialists
  • Secure statement upload

For businesses in Canada

How a Canadian business chooses a product and what still has to be confirmed.

  • Who enters the payment

    Each product matches a person and a place. Staff at a counter use a countertop or mobile terminal, or Tap to Pay on a supported phone; staff taking an order by phone use the virtual terminal; customers paying online use hosted checkout or a payment link; and software that should take payments itself connects through APIs, webhooks and embedded payments.

  • Managing payments after the sale

    After the sale, settlements, disputes, reporting, multi-location views and Centa, the AI business assistant, share one dashboard rather than a portal per channel. Owners, managers and finance staff work from one signed-in view; reports export as CSV or PDF; disputes gather chargeback notices, response deadlines and evidence in one inbox; and stores, franchises and regions sit in one hierarchy.

  • What to confirm

    Interac, Visa, Mastercard and Amex can be accepted, with the enabled methods, settlement currency and terms set on your merchant account. Funding is open to eligible businesses, and Tap to Pay runs on supported phones. RapidCents integrates with many major POS and ERP platforms through APPIE and RapidBridge; your RapidCents representative will show you the option for your software and version.

Frequently asked questions

Do I need a separate account for each product?

No. Terminals and POS, the gateway and hosted checkout, payment links, invoicing, recurring billing, tokenization and reporting all run on one RapidCents merchant account. Adding a channel is not a second application or a second contract; the account underwritten for in-person acceptance carries the online volume.

How are the products priced?

Processing is priced interchange-plus: the card networks’ interchange and assessments pass through at cost and the RapidCents markup is a separate line on the statement. Hardware is priced separately from processing and is available to purchase or to lease. The pricing page sets out the schedule, and Fee Check reads your current statement against it.

Which product should I use for phone payments?

The virtual terminal, when your staff take the card details: authorized staff enter mail-order and telephone-order payments through it. When the customer should enter their own details, a branded payment link for the invoice, deposit or balance does the job instead, and both payments settle to the same merchant account.

Which product should I use for online checkout?

Hosted checkout if you want RapidCents to host the payment page: customers are redirected to it or see it in an embedded frame. The payment gateway suits developers building their own flow on REST endpoints, and embedded payments drop card fields and wallet buttons into your software.

How do I choose between Rivo Go, Rivo Touch and Rivo Link?

By form factor, since all of them run on the same pricing and the same dashboard. Rivo Go is the full-touch device customers already recognize on a counter, Rivo Touch strips the terminal down to an edge-to-edge touchscreen, and Rivo Link pairs a bright colour display with a backlit tactile keypad for checkouts that need real buttons.