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NewChargeback Protection + Fee Intelligence for high-volume merchants. Get a savings analysis and a review of your dispute handling.See how it works
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Chargeback Protection + Fee Optimization

See how it works: high-volume merchants get automated dispute evidence, interchange optimization, and real-time savings visibility.

See how it works

One connected payment platform for every way your business gets paid

RapidCents products are the in-person, online, mobile and integrated payment tools that run on one merchant account. Terminals, Tap to Pay, gateway, hosted checkout, payment links and the merchant dashboard share pricing, settlement and support, so a business can add a channel without opening a second processor relationship.

  • PCI DSS Level 1
  • Interac · Visa · Mastercard · Amex
  • Interchange-plus available
  • Canadian support

Accept payments

RapidCents in-person and online acceptance products — terminals, Tap to Pay, hosted checkout, payment links, invoicing and recurring billing — run on one merchant account, so a counter sale and a payment link settle together.

Manage payments

RapidCents management products put settlements, disputes, reporting, multi-location views and Centa in one dashboard instead of a portal per channel.

Unified merchant dashboard

See in-person, online and keyed transactions, deposits and disputes in one view, not three separate portals.

Watch how it works…Try it, edit values and click buttons

Merchant dashboard

Today
$4,218
Deposits
$12,482
Disputes
2 open
In-person
$842
Online
$1,104
Virtual terminal
$392

Demonstration data only

Find the right products

Choose the RapidCents product by how you get paid: at the counter, online, by phone, or inside existing software. Each path lands on the same merchant account.

Take the next step

Talk to a RapidCents specialist

RapidCents Fee Check reads a processing statement and shows interchange separately from the markup. Upload a statement for an instant breakdown, or open a merchant account and start accepting payments on one account.

  • No obligation
  • Canadian payment specialists
  • Secure statement upload

Frequently asked questions

Do I need a separate account for each product?

No. Terminals and POS, the gateway and hosted checkout, payment links, invoicing, recurring billing, tokenization and reporting all run on one RapidCents merchant account. Adding a channel is not a second application or a second contract; the account underwritten for in-person acceptance carries the online volume.

How are the products priced?

Processing is priced interchange-plus: the card networks’ interchange and assessments pass through at cost and the RapidCents markup is a separate line on the statement. Hardware is priced separately from processing and is available to purchase or to lease. The pricing page sets out the schedule, and Fee Check reads your current statement against it.

Can I start with one product and add others later?

Yes. Products are enabled on the account rather than sold as bundles, so a merchant who starts with a terminal can turn on payment links or invoicing when the need arrives, with the same deposit, the same dashboard and the same pricing schedule.

Which products are available in the United States?

Most of the catalogue is available in both countries; the ones that are Canada-specific — Interac debit, for example — say so on their own page. The site shows the catalogue for the country you are browsing in.