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NewChargeback Protection + Fee Intelligence for high-volume merchants. Get a savings analysis and a review of your dispute handling.See how it works
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Chargeback Protection + Fee Optimization

See how it works: high-volume merchants get automated dispute evidence, interchange optimization, and real-time savings visibility.

See how it works

Customer-initiated scan

Display QR codes for contactless customer-initiated payments

QR Payments is for businesses in the USA. Merchant evaluating scan-to-pay journeys and confirmation; distinguish QR delivery of a payment page from a standalone payment rail. The sections below separate the workflow, the control and its limit, and the account facts to confirm before you rely on them.

  • No payer app download required
  • Dynamic QR updates amount per transaction
  • Instant payment confirmation on dashboard
Customer scanning a RapidCents QR pay stand for a $24.85 café order.
A scan-to-pay QR card standing on a café counter while a customer holds a phone showing the RapidCents payment page for a $24.85 order, with the merchant dashboard open on a laptop behind.
  • Works with native camera apps
  • SOC 2 Type II
  • Dynamic amount refresh
  • Print-ready QR assets
  • Same settlement as card-present

Who it's for

  • Restaurants and cafés

    Table QR reduces server trips for card pickup.

  • Farmers markets and pop-ups

    Display QR when countertop terminal is impractical.

  • Donation and fundraising booths

    Fixed-amount QR on signage for walk-up giving.

Core capabilities

  • Dynamic QR

    Refresh QR with new amount for each order or table.

  • Static QR

    Fixed donation or menu price on printed signage.

  • No app for payer

    Opens mobile browser payment page on scan.

  • Tip on payer page

    Optional tip prompt before card entry.

  • Real-time confirmation

    Dashboard alert when QR payment completes.

How it works

  1. Generate QR from dashboard or POS integration.

  2. Display on table tent, counter sign or screen.

  3. Customer scans and completes payment on phone.

  4. Staff sees paid notification instantly.

  5. Settlement follows standard processing schedule.

QR payment scenarios

  • Table service QR

    Each table tent links to open check total.

  • Counter donation jar replacement

    Static QR for fixed charity amount.

  • Food hall stall

    Vendor refreshes QR per order on tablet display.

  • Parking or meterless lot

    Scan-to-pay for session fee without kiosk hardware.

Dashboard and reporting

Transactions, deposits and exceptions visible in the RapidCents merchant dashboard.

Watch how it works…Try it, edit values and click buttons

Merchant dashboard

Today
$4,218
Deposits
$12,482
Disputes
2 open
In-person
$842
Online
$1,104
Virtual terminal
$392

Demonstration data only

Integrations

  • POS check sync

    Push open check amount to dynamic QR.

  • Print services

    Download high-res QR for menu inserts.

  • Dashboard alerts

    Sound or push notification on paid scan.

Security

  • Single-use dynamic tokens

    Dynamic QR sessions expire after payment or timeout.

  • HTTPS payer pages

    Scan resolves only to TLS-protected checkout.

  • Amount verification

    Staff confirm amount matches order before displaying QR.

Implementation

  • Signage design

    Print table tents with scan instructions.

  • Staff training

    Refresh dynamic QR when check changes.

  • Pilot tables

    Run QR on section before full dining room.

  • Reconciliation

    Match QR payments to POS checks nightly.

Pricing

  • QR processing

    QR payments bill at card-not-present or card-present rates depending on configuration.

For businesses in the USA

A direct answer for a business in the USA: the workflow, the limit, and what to confirm next.

  • The payment workflow

    A practical view covers US café or service counter presenting a code, the customer opening the approved payment page and staff checking the paid result. In practice, static versus dynamic behavior and when an amount/order reference is attached. A scan or page visit must not be described as payment completion. Confirm eligibility, presentment currency, settlement currency and the enabled payment methods on the USA merchant account before quoting them. An illustrative amount is an example, not a fee or a funding promise. QR Payments does not, by itself, prove delivery or win a dispute.

  • The problem and the limit

    Cover code tampering, wrong amounts, reuse, expiry and uncertain status. Show the merchant checking the trusted dashboard or order record rather than a customer screenshot. Before you rely on this, confirm supported token and session behavior; QR delivery alone does not establish card-present classification or remove fraud responsibility. Confirm eligibility, presentment currency, settlement currency and the enabled payment methods on the USA merchant account before quoting them. An illustrative amount is an example, not a fee or a funding promise. QR Payments does not, by itself, prove delivery or win a dispute.

  • What to confirm

    Before you rely on this, confirm US payer methods, currency, app/browser requirements, tipping and POS check synchronization. Verify print/download options and fee classification with acquiring operations. Keep separate a static printed destination from a changing on-screen transaction code, and avoid automatic parity with terminal rates or Canadian payment methods. Confirm eligibility, presentment currency, settlement currency and the enabled payment methods on the USA merchant account before quoting them. An illustrative amount is an example, not a fee or a funding promise. QR Payments does not, by itself, prove delivery or win a dispute.

Questions about QR Payments

Do customers need an app?

No. Native camera opens the payment page in browser.

Dynamic vs static?

Dynamic updates amount per sale. Static shows fixed price or open entry.

PIN debit QR?

Contact your advisor for PIN debit QR availability in your region.

Print quality?

Download SVG or PNG at print resolution from dashboard.

What is the difference between a dynamic and a static QR code?

A dynamic code carries a specific amount for one order or table and its session expires after payment, so it cannot be reused. A static code is printed once and shows a fixed price or an open amount: right for donation signage or a set menu price, wrong for a variable check total.

How do staff know a QR payment went through?

The dashboard confirms the paid scan in real time, with a sound or push notification if configured. That confirmation is the control that replaces watching a terminal print a receipt, so staff should be told to look for it before clearing a table or handing over goods.

Do USA customers need an app to pay by QR code?

For a business in the USA, state the actual supported browser/app journey and device requirements; describe any exceptions. This depends on the approved USA account setup and does not remove the merchant's own records or dispute duties.

Should I use a static code or a dynamic code for each sale?

For a business in the USA, compare verified amount, reference, expiry and reuse behavior, with one suitable scenario for each. This depends on the approved USA account setup and does not remove the merchant's own records or dispute duties.

How do staff confirm the right QR payment before handing over goods?

For a business in the USA, in practice, trusted paid-status checks and matching references/amounts, plus duplicate or failed-payment handling. This depends on the approved USA account setup and does not remove the merchant's own records or dispute duties.

Take the next step

Talk to a RapidCents specialist

RapidCents Fee Check reads a processing statement and shows interchange separately from the markup. Upload a statement for an instant breakdown, or open a merchant account and start accepting payments on one account.

  • No obligation
  • Payment specialists, not a call centre
  • Secure statement upload