Payment processing for apparel wholesalers and uniform suppliers

The best processor is the one that fits how you collect, so compare written quotes against the same criteria. Look at invoice payment links, deposits and part payments, stored card authorization, refund and credit handling, reporting you can reconcile and software compatibility. Ask for interchange and markup separately. RapidCents is built around these jobs, and Fee Check shows interchange apart from markup on your statement.

It depends on your card mix, invoice size and how cards are taken, so no single figure applies. RapidCents prices on interchange-plus: interchange at cost, your RapidCents markup in your Fee Schedule, and fees for equipment or services if applicable. Service is month to month with no fixed term. Upload a statement to Fee Check to see interchange separated from markup.

Often, yes. SAP and NetSuite import RapidCents settlement files, so settled payments, fees and refunds land against your invoices. RapidCents also integrates with many major platforms through APPIE and RapidBridge. The right option depends on your NetSuite edition and how payments connect today, and your RapidCents representative will walk you through it.

Export your payment history first, then move in stages. List open invoices, deposits, partial shipments, stored cards and recurring schedules, test a sale, a deposit and a refund on the new account, and run both for a period if needed. Stored cards move only if both providers agree; otherwise buyers authorize again. Reconcile settlements to your ledger before closing the old account.

An apparel wholesaler in Canada can offer credit cards, Interac debit for in-person sales, and EFT or PAD bank payments, with settlement in CAD. Your RapidCents representative sets up the methods that fit how you sell, so you can tell each buyer exactly how to pay. Keep the order reference on every payment.

Keep the accepted design, size run and payment milestone together on the order, and use the order number as the payment reference. Send the deposit link or signed request only after the buyer approves the artwork. If the design or quantity changes, issue a new request or an adjustment instead of editing a paid record. Your order system holds the artwork file.

Yes, when you invoice by shipment or allow part payments on an open invoice. Use the shipment and invoice references on each payment link, and your reports show the remaining balance on every open invoice. A part payment is a collection step, not financing, and it does not change the agreed terms. Backordered items should stay off the invoice until they ship.

Record the approved exchange or credit against the original invoice and avoid creating an unexplained duplicate charge. Refund the original card only if the buyer is owed money, send a payment link for any extra amount, and note the return authorization on each record. Credit notes sit in your accounting software, while a refund moves money back to the card.

Yes, if the buyer authorizes it. Get written agreement to the stored card, the kind of orders it covers and how to cancel before you charge it. Recurring charges also need agreement on amount and timing. Each charge should show the order reference, and a declined card goes back to the buyer for a new payment.

Bank payments can suit large, repeat invoices, while cards suit deposits and buyers who want a familiar way to pay. Compare total cost across both using your real invoice sizes, plus how each handles failed payments, disputes and reconciliation. Your RapidCents representative will walk you through the bank-payment options for your country and account.

MCC 5137 is commonly associated with uniform and commercial clothing sellers. RapidCents sets your merchant category with you during onboarding, based on what your business actually sells, so a mix of uniforms, general apparel and textiles is reviewed as a whole.