Payment processing for roofing suppliers and material distributors

The best processor is the one that fits your payment mix. Compare written quotes on interchange-plus pricing, support for deposits and delivery balances, mobile terminals for the drop, payment links, return and refund handling, reporting for your ERP, and contract terms. RapidCents sets out your markup in your Fee Schedule and runs month to month, with no fixed term.

It depends on your card mix, ticket size and how cards are taken, so no single figure applies. RapidCents pricing is interchange-plus, with interchange passed through at cost, your markup set out in your Fee Schedule and any equipment or service fees. It is month to month with no fixed term. Upload a statement to Fee Check to see interchange separated from markup.

Often yes, depending on your edition, setup and how invoices are posted. NetSuite imports settlement files rather than using a live connector with RapidCents, so payments can be collected through links or terminals and imported for posting. Tell your RapidCents representative your edition and the reference fields you need, and they will walk you through the setup.

Export your history before you move, and list open invoices, deposits awaiting delivery, stored cards and pending return credits. Test a sale, a refund and a deposit link before live traffic moves. Token portability needs both providers to agree, so ask early. Keep the old account for open balances and reconcile the first settlements to your ledger.

A roofing supplier in Canada can offer Visa, Mastercard and American Express credit cards, Interac debit at the terminal, payment links for invoices and deposits, and EFT or PAD bank payments, with settlement in CAD. Your RapidCents representative will walk you through each method for your merchant account. A pre-authorized debit needs the payer's signed agreement, and GST/HST appears on your invoices where it applies.

Yes. Send an order-specific payment link for a deposit or a paid-in-full request, and write the delivery terms beside it: what the amount covers, the delivery window and what happens if the order changes. The paid status shows on the invoice. A payment option does not change your agreed terms, and it is not financing.

Tie the accepted return to the original invoice, count the bundles and check they are unopened, then choose an account credit or a refund to the original card. A credit reduces the next balance, while a refund returns money to the card that paid. Record which one the contractor chose, so finance can reconcile it.

Yes, when you define who may buy and how each order is referenced. Name the authorized buyers, require a project or PO reference, and decide who may pay and who may only order. Your RapidCents representative will set up the permissions and reports around your crews. A stored card needs the cardholder's authorization before any repeat charge.

Confirm the delivered count, get the signed delivery ticket, then collect the balance on a mobile terminal at the drop or send a payment link to the office. Collect only for the goods delivered, and keep backordered lines on a new invoice. The payment carries the invoice number, so dispatch and accounting match the same record.

Put the PO number or job name on the invoice, and carry it into the payment link reference field so it appears on the receipt and in reports. Staff taking a phone order in the Virtual Terminal enter the same reference. Export the report to your ERP, and your RapidCents representative will show you how the reference maps.

MCC 5039 is commonly associated with this type of business. RapidCents sets the correct merchant category during onboarding, based on what your business actually sells and how it sells it. That review looks at your products, sales channels and country, so your representative can settle the category with you before you quote customers on card payments.