Payment processing for tire wholesalers and distributors

There is no single best payment processor for tire wholesalers; the right one fits your dealer mix. Compare written quotes on interchange handling, markup, equipment fees, invoice and payment link tools, credit and refund handling, group account permissions, reporting and software compatibility. We price on interchange-plus, month to month, and Fee Check shows how your statements compare.

Costs depend on your card mix, invoice size and how cards are taken, so no single figure fits every tire wholesaler. We price every account on interchange-plus: interchange at cost, your RapidCents markup in your Fee Schedule, and fees for equipment or services if applicable, month to month. Upload a statement to Fee Check to see interchange separated from markup.

Yes. Many distributors run order and invoicing software separately from payments, using RapidBridge, payment links, exports or import templates. RapidBridge works with Oracle NetSuite, SAP Business One Web Client, Dynamics 365 Business Central and Acumatica, and RapidCents integrates with many other platforms through APPIE and RapidBridge. Tell your RapidCents representative which system and version you run, and they will walk you through the options.

Move in steps and keep your old reports for audit. List stored dealer cards, open invoices, staged-payment schedules and pending credits, then test a sale, a refund and a deposit on the new setup. Stored cards move only if both processors agree and the dealer's authorization covers it. Reconcile every deposit to your ledger.

A tire wholesaler in the United States can offer credit and debit cards, including PIN debit where supported, payment links and invoices for dealer accounts, and ACH for bank payments, settled in USD. Your RapidCents representative sets up the methods that fit your dealers, so you know exactly what to tell them.

Yes, when the milestones are agreed in writing. Set out each stage and amount, collect each one against a single invoice, and track the open balance. A schedule like this is a collection plan you agreed with the dealer, not financing, and a stored card may be charged for later stages only with the dealer's authorization.

Link each accepted item and quantity to the dealer's original invoice and payment. A credit memo then lowers the open balance, or a refund returns money to the original card or bank account for amounts already paid. Warranty and promotion credits follow the same sign-off, so finance can trace every credit to the invoice behind it.

Yes, when branch payer permissions are set up first. Name who may pay, require the group account number, branch and purchase order reference on each payment, and report at branch and group level. Your RapidCents representative will walk you through how permissions and group reporting work for your setup.

Add the dealer's purchase order number to the invoice and to the payment link's reference field so it travels with the payment. The reference then appears in reporting and exports. Your RapidCents representative will show you which reference fields your order software takes on import, since field mapping varies by software.

Send the invoice with a payment link and let the dealer pay with a business or purchasing card. Level 2 and Level 3 data goes with the payment where the card and your setup support it, and a card can still decline for its limit. Never split one invoice into several charges to get around a limit; agree documented stages instead.

MCC 5013 is commonly associated with this type of business. We set the correct merchant category during onboarding, based on what your business actually sells and how. If you sell more than one kind of product, tell your RapidCents representative early so the review covers all of it.