Payment processing for paper wholesalers and disposables suppliers

Choose the processor that fits how your buyers actually pay. RapidCents puts invoice and location references on every payment link, controls who can charge stored cards, works with Oracle NetSuite, Dynamics 365 Business Central and Acumatica through RapidBridge, and prices on interchange-plus, month to month. Upload a statement to Fee Check and compare any written quote on the same card mix.

Cost depends on your card mix, invoice size and how cards are taken. We price every account on interchange-plus: interchange at cost, your RapidCents markup in your Fee Schedule, and fees for equipment or services if applicable. Upload a processing statement to Fee Check to see interchange separate from markup.

Yes. RapidCents integrates with many major platforms through APPIE and RapidBridge, and RapidBridge works with Oracle NetSuite, so a card payment posts against the invoice you already have open. Settlement files bring payments, fees and refunds into NetSuite against each invoice. Tell your RapidCents representative which edition you run, and they will walk you through the setup.

Export your payment history first and list stored cards, standing orders and open invoices before you move. Keep history in your ERP and in reports from the old processor, test a sale and a refund on the new setup, and run both in parallel until open items clear. Stored-card portability needs both providers to agree, so do not assume it.

A paper wholesaler in the United States can offer Visa, Mastercard, American Express and Discover cards, PIN debit where supported, payment links, phone orders and ACH bank payments with the buyer's written authorization. Settlement is in USD. Your RapidCents representative will set up the methods that suit your merchant account, so you can tell buyers exactly how they can pay.

Yes, when each invoice carries a branch reference. Issue separate invoices per location, or a consolidated invoice only after you test how one payment is allocated across branches. The head office needs authorization to pay for each branch, and the payment link, receipt and report should all show the same location and purchase order reference.

You settle the shortage with the buyer and collect only the agreed outstanding amount. Adjust the invoice or issue a credit note, then send a payment link for the revised balance. If the buyer already paid, refund the difference to the original card. Keep the delivery note and the adjustment on the invoice record.

Give every order or invoice a unique ID and check its paid status before anyone starts another charge. A schedule and a phone reorder should never both collect for the same order. Stored cards need the buyer's authorization covering amount, timing and cancellation, and staff permissions should limit who can charge them.

Commodity stock ships from inventory and is usually invoiced after delivery, while custom printed items are made to order and often need a deposit first. Agree in writing what happens on cancellation and returns for custom work, since it cannot be resold. Collect the deposit by payment link and the balance on delivery.

Yes, if you agree to it, a buyer can pay part of an open invoice by card or link. A payment option does not change your agreed net terms and is not financing. Record the part payment, keep the invoice open for the balance, and use the link's amount and reference fields so reconciliation stays clean.