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NewChargeback Protection + Fee Intelligence for high-volume merchants. Get a savings analysis and a review of your dispute handling.See how it works
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Chargeback Protection + Fee Optimization

See how it works: high-volume merchants get automated dispute evidence, interchange optimization, and real-time savings visibility.

See how it works
Fee Check

Stop the loss before it settles

Screen risky transactions without turning away good customers

Fraud prevention screens a transaction while it is being authorized, before it settles. RapidCents applies risk rules set by amount, geography, method and pattern, velocity checks that catch repeated attempts from the same card, device or address, and address or CVV verification where the risk justifies the extra step. Flagged transactions wait in a review queue for a human decision, and outcome reporting shows both what the rules caught and what they refused in error.

  • Rules you control
  • Velocity and verification checks
  • Review before settlement
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RapidCents risk review on a laptop highlighting a flagged payment beside a terminal.
A RapidCents risk screen flags an unusual payment for review, with the capturing terminal still on the desk.
  • PCI DSS Level 1
  • SOC 2 Type II
  • Specialist support
  • Interchange-plus available
  • All major card brands: Visa, Mastercard, Amex, Discover, PIN debit

Who it's for

  • Card-not-present merchants

    Online sales carry most of the fraud risk.

  • High-ticket sellers

    A single fraudulent order can be material.

  • Businesses with rising disputes

    Screening reduces what reaches dispute stage.

Core capabilities

  • Risk rules

    Set thresholds by amount, geography, method and pattern.

  • Velocity checks

    Catch repeated attempts from the same card, device or address.

  • Address and CVV verification

    Require verification where the risk justifies it.

  • Review queue

    Hold flagged transactions for a human decision.

  • Outcome reporting

    See what the rules caught and what they cost you in false positives.

How it works

  1. Set rules for the risk your business actually sees.

  2. Transactions are screened as they are authorized.

  3. Flagged transactions go to a review queue.

  4. Staff approve or decline held transactions.

  5. Reporting shows what was caught and what was refused in error.

Dashboard and reporting

Transactions, deposits and exceptions visible in the RapidCents merchant dashboard.

Watch how it works…Try it, edit values and click buttons

Merchant dashboard

Today
$4,218
Deposits
$12,482
Disputes
2 open
In-person
$842
Online
$1,104
Virtual terminal
$392

Demonstration data only

Integrations

  • Merchant dashboard

    Every transaction, deposit and exception lands in one dashboard.

  • APIs and webhooks

    Connect the product to your own software with REST APIs and signed webhooks.

  • Partner connectors

    Certified connectors for common POS, ERP and commerce platforms.

Works with Fraud Prevention

Capabilities on the same account, so the parts below connect without a second integration or a second contract.

Security

  • PCI DSS Level 1

    Processing runs on PCI DSS Level 1 audited infrastructure.

  • Tokenization

    Card data is replaced with tokens, keeping raw credentials out of your systems.

  • Role-based access

    Permissions and audit trails control who can see and do what.

Implementation

  • Discovery

    A payment specialist reviews how your business gets paid today.

  • Configuration

    Accounts, users and settings are prepared before you go live.

  • Testing

    Run test transactions and confirm reporting before cutover.

  • Launch and support

    Go live with training materials and post-launch support.

Pricing

  • Transparent pricing

    Pricing depends on volume, card mix and configuration. Fee Check compares your current statement before you commit to anything.

Questions about Fraud Prevention

Will this block legitimate customers?

Rules set too tightly do. Reporting shows false positives so thresholds can be tuned rather than guessed.

Is screening automatic?

Screening is automatic; flagged transactions can be held for a human decision.

Does it replace chargeback protection?

No. Prevention reduces what reaches dispute stage; Chargeback Protection handles what still does.

Can rules differ by channel?

Yes, online and in-person risk can be treated differently.

Who works the review queue, and what can they do?

Staff you permit. A held transaction waits for a person to approve or decline it, and role-based access with audit trails records who made that call, which matters when a decision is questioned later.

How does this relate to 3-D Secure?

Screening applies your own rules on your side of the transaction. 3-D Secure asks the issuer to authenticate the cardholder and, where authentication succeeds and network rules apply, moves fraud liability to the issuer. They are used together, not instead of each other.

Does it work with my existing checkout or integration?

Yes. Screening runs on the authorization, so it applies through hosted checkout and gateway API integrations alike, and outcomes are readable through the dashboard, REST APIs and signed webhooks.

Is fraud screening priced separately?

Screening is part of how transactions are authorized on a RapidCents account rather than an add-on licence. Account pricing depends on volume, card mix and configuration, and your advisor sets it out before anything is signed.

Related products

Industries that run on Fraud Prevention

See all industries

Take the next step

Talk to a RapidCents specialist

RapidCents Fee Check reads a processing statement and shows interchange separately from the markup. Upload a statement for an instant breakdown, or open a merchant account and start accepting payments on one account.

Check My Processing CostsGet Started
  • No obligation
  • Payment specialists, not a call centre
  • Secure statement upload