E-commerce and remote acceptance
Secure online payment acceptance for e-commerce
Online payments are card-not-present transactions taken through a website, a checkout page or a payment request rather than a physical terminal. RapidCents combines gateway APIs, hosted checkout pages, payment links and 3-D Secure 2 authentication on one merchant account, with tokenized cards for returning customers and webhooks that tell your systems when an authorization settles. Authorize at checkout and capture when the order ships. Online and in-person volume reconcile in the same dashboard.
- Gateway, hosted checkout and links in one account
- 3-D Secure and tokenization built in
- Webhooks for order and fulfillment automation
- PCI SAQ A eligible flows
- SOC 2 Type II
- Currency settlement
- Sandbox for dev testing
- Chargeback tools included
Who it's for
E-commerce brands
Shopify, WooCommerce and custom storefronts need reliable card capture.
B2B invoicing teams
Send payment links for open balances after service delivery.
Developers building checkout
API-first integration with idempotent payment requests.
Core capabilities
Multi-method checkout
Cards, digital wallets and saved payment methods on return visits.
3-D Secure 2
Step-up authentication reduces fraud on card-not-present sales.
Customer vault
Store tokens for one-click and subscription charges.
Partial capture
Authorize at checkout and capture when order ships.
Omnichannel reporting
Online transactions alongside in-person in one dashboard.
How it works
Choose integration path, API, hosted page or payment links.
Configure webhooks and test in sandbox.
Enable 3-D Secure rules for your risk profile.
Launch checkout on production with monitoring.
Reconcile online deposits with order management system.
Online payment workflows
Cart checkout
Customer pays at order confirmation with optional wallet button.
Pay-by-link invoice
Finance sends link for outstanding B2B balance.
Subscription signup
Vault card on first charge; recurring engine handles renewals.
Pre-order deposit
Authorize partial amount; capture remainder at fulfillment.
Dashboard and reporting
Transactions, deposits and exceptions visible in the RapidCents merchant dashboard.
Try it, edit values and click buttons
Merchant dashboard
- Today
- $4,218
- Deposits
- $12,482
- Disputes
- 2 open
- In-person
- $842
- Online
- $1,104
- Virtual terminal
- $392
Demonstration data only
Integrations
Shopify Payments alternative
Connect gateway to Shopify checkout.
WooCommerce plugin
Drop-in plugin for WordPress stores.
Custom REST API
Full control for bespoke storefronts and marketplaces.
Works with Online Payments
Capabilities on the same account, so the parts below connect without a second integration or a second contract.
A RapidCents hosted checkout page at checkout.rapidcents.com, with the order summary and totals on the left and the card fields on the right, footed by SSL and PCI DSS assurances. Hosted checkout
A branded payment page RapidCents hosts, which keeps card data off your servers.
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Rapid.js hosted card fields on a developer workstation, keeping card entry out of the merchant's PCI scope. Rapid.js
Embedded card fields that keep your checkout in your own design and out of PCI scope.
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A payment-gateway integration desk: API response on screen, RapidCents terminal ready for a test sale. Payment gateway
The authorization layer every online RapidCents payment runs through.
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A cardholder completes 3-D Secure on RapidCents checkout, so the issuer can authenticate the online payment. 3-D Secure
Issuer authentication on online payments, which shifts fraud chargeback liability.
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A stored RapidCents token stands in for the card number, with the terminal that captured the original credential beside it. Tokenization
Card numbers are replaced by a token, so nothing reusable is stored in your systems.
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A RapidCents webhook delivery timeline next to the payment that triggered it, with a test terminal on the desk. Webhooks
Signed events your systems can react to the moment a payment settles or fails.
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A RapidCents API request and its response on a developer workstation, with the merchant dashboard and a test terminal. RapidCents APIs
REST endpoints for payments, customers, refunds and reporting.
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The RapidCents payment links screen listing created links with their amount, status, click count and whether they have been paid, beside a phone showing the branded page a customer opens to pay $2,500.00. Payment links
A pay-by-link URL you can send by email, SMS or QR code.
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The RapidCents recurring payments screen showing active subscriptions, monthly recurring revenue, failed payments and upcoming renewals, above a list of subscriptions with their plan, amount, frequency and next billing date. Recurring payments
Schedules, subscriptions and instalments billed from a stored credential.
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Security
Hosted fields option
Card data never touches merchant servers.
Fraud scoring
Velocity and AVS checks on CNP transactions.
Token lifecycle
Rotate and delete stored tokens on customer request.
Implementation
Integration planning
Map checkout UX to API or hosted approach.
Sandbox certification
Complete test cases before production keys.
Webhook setup
Configure order paid and refund events.
Go-live checklist
3-D Secure, receipts and support contacts verified.
Pricing
Online processing rates
Card-not-present rates apply to online transactions. Interchange-plus pricing available for qualified merchants.
Questions about Online Payments
Hosted checkout or API?
Hosted reduces PCI scope fastest. API offers full UX control for dev teams.
Digital wallets supported?
Apple Pay and Google Pay available on supported checkout configurations.
Recurring billing included?
Yes via customer vault and recurring payments product.
Multi-currency?
US dollars settlement is standard. Contact us for cross-border requirements.
What is the difference between card-present and card-not-present pricing?
A card read by a terminal carries less fraud risk than a number typed into a web form, and the card networks price the two differently. Online sales are card-not-present, so they cost more per transaction. 3-D Secure and AVS checks are how a merchant reduces the risk that comes with the channel.
Will 3-D Secure make customers abandon checkout?
3-D Secure 2 sends risk data with the authorization, so most transactions pass without the customer seeing anything and a challenge appears only when the issuer wants one. That is the trade: a step-up on a minority of orders in exchange for lower fraud and a stronger position on disputed transactions.
Can I connect an existing online store instead of building checkout?
Yes. A WooCommerce plugin drops into a WordPress store, the gateway connects to Shopify checkout, and hosted checkout pages work from any stack with a server-side session. The REST API is there when a bespoke storefront or a marketplace needs full control of the experience.
How do I know an online order was actually paid before shipping it?
Webhooks notify your system when an authorization settles or a payment fails, so fulfillment triggers on the event rather than on a customer reaching a thank-you page. Authorize at checkout and capture when the order ships, which keeps the hold and the charge aligned with the goods leaving.
Related products
A payment-gateway integration desk: API response on screen, RapidCents terminal ready for a test sale. Payment Gateway
The RapidCents payment gateway exposes REST endpoints for authorize, capture, void, refund and…
ExploreA RapidCents hosted checkout page at checkout.rapidcents.com, with the order summary and totals on the left and the card fields on the right, footed by SSL and PCI DSS assurances. Hosted Checkout
RapidCents hosted checkout delivers PCI-scoped payment pages you redirect customers to or embed via…
ExploreThe RapidCents recurring payments screen showing active subscriptions, monthly recurring revenue, failed payments and upcoming renewals, above a list of subscriptions with their plan, amount, frequency and next billing date. Recurring Payments
RapidCents recurring payments manage subscription plans, membership renewals and installment…
Explore
Take the next step
Talk to a RapidCents specialist
RapidCents Fee Check reads a processing statement and shows interchange separately from the markup. Upload a statement for an instant breakdown, or open a merchant account and start accepting payments on one account.
- No obligation
- Payment specialists, not a call centre
- Secure statement upload
